High School » Financial Aid & Scholarship Information

Financial Aid & Scholarship Information

FAFSA
Students applying for financial aid must complete the (FAFSA), which is available at www.fafsa.ed.gov. The FAFSA will be available on October 1. This is for federal aid. FAFSA considers the following assets in determining a family’s EFC (Estimated Family Contribution)
    • Money in cash, savings, and checking accounts
    • Businesses
    • Investment farms
    • Other investments, such as real estate (other than the home in which you live), UGMA and UTMA accounts for which you are the owner, stocks, bonds, certificates of deposit, etc.
 
Assets do not include:
    • The home in which you live
    • UGMA and UTMA accounts for which you are the custodian, but not the owner
    • The value of life insurance
    • Retirement plans (401[k] plans, pension funds, annuities, non-education IRAs, Keogh plans, etc.)

College Scholarship Service (CSS) Profile
Aid applicants may also have to complete the CSS Profile Form (application available online) in addition to the FAFSA and whatever other forms the individual colleges may request. This is for institutional aid. The CSS Profile opens on October 1.
    • Apply early - more aid will be available!
    • The CSS Profile delves further into assets, for example considering equity in the family home. 
    • Do not wait until after you have been accepted to apply for financial aid! Failure to meet deadlines for financial aid applications will result in no aid for the applicant.
    • Check each college’s website for financial aid details and deadline. Try each college’s online Net Price Calculator before beginning the financial aid process. This will give you an estimate of the college’s cost for your family.
    • Be aware that some colleges require applicants to fill out financial aid forms early in order to be considered for merit awards, as well as need-based aid. Some colleges require the application to be submitted earlier than the regular deadline, often by December 1, in order to be considered for merit scholarships.
 
If you plan to take a gap year and finance might affect your college choice, do the FAFSA and/or Profile senior year to see what you realistically might be awarded so you can best make your choice.
Here is a good article comparing FAFSA and CSS Profile:
 
College Specific Forms
  • Some schools have their own financial aid form that is part of the application. If you intend to apply for financial aid, you should complete this form and submit it with your application.
 
HOPE and Zell Miller
For Georgia public universities, the HOPE and Zell Miller Scholarships are available to U.S. citizens who are current high school seniors.
  • For HOPE, students must have a 3.0 GPA in core academic courses, and the scholarship covers close to 75% tuition. This will be based upon a preliminary calculation made in February (you will be able to see your HOPE GPA when you create your Ga Futures account) and finally in June after final grades are submitted to the state for calculation.
  • For Zell Miller, students must have a 3.7 GPA and a 1200 SAT/26 ACT. This covers 100% tuition at a public university in Georgia.
  • These scholarships are renewable every year as long as students maintain a 3.0 GPA for HOPE and a 3.3 for Zell.
  • The application can be found HERE
  • Students may complete either the FAFSA or the Georgia Student Finance Application - FAFSA has to be completed each year; the GSFC application only once.
  • If you plan to take a gap year, you can still do the GSFC application senior year; the FAFSA you will have to do the year before you plan to enroll in the college.
  • Additional scholarships may be found at: fastweb.org and cappex.
  • There are also individual scholarships:
    o Jewish Scholarships
    o JELF